Last year alone, gift card usage was up 139%. Why? Gift cards make money! Gift card usage is increasing fast because customers love them. That's why Paymentech has developed a comprehensive gift card program called FlexCache. FlexCache is an end-to-end stored value program that features everything you need to issue spending credit. There are two FlexCache program options to choose from - Gold and Silver. So you can choose the correct program that's right for your business. Whether you select FlexCache Gold or Silver, you'll be able to offer your customers stored value cards including gift, pre-paid, employee and merchandise return quickly and easily.

• Increase Your Profitability - 61% of people using FlexCache spend more than the value of the card.
• Raise Brand Awareness - Each FlexCache card puts your name and logo in greater circulation.
• Gain Repeat Business - FlexCache cards bring your customers back and bring in new ones, too.
• Enhance Security - Enjoy reduced fraud risk, since FlexCache cards are activated upon purchase.
• Simplify Your Operations - Time-saving operations are easily tracked.

FlexCache is easy to implement because stored value cards can be issued and activated at the time of purchase. Cards can be pre-denominated with a specific amount on the face of the card, or they can have no pre-set value so you define how much value to place in your customer's account at the time of issuance. Value can be added and deducted from a card any time your customer uses it to purchase goods or services. Customer receipts are simple to understand because they include a remaining balance. Paymentech provides full-service customized stored value programs, training and help desk support, database maintenance and transaction processing and reporting.

FlexCache is flexible and enables any business, regardless of its size, to implement a comprehensive stored value program. We can even migrate your existing stored value program to the Paymentech FlexCache program with just a few simple steps.

• Minimum Investment - Set-up is simple and in many cases it can be done using POS equipment you already own.
• Marketing Support - We will work closely with you to develop the strategies you need to increase your revenue and maximize your brand.
• Reliability - FlexCache offers you the same great reliability that you're used to with Paymentech's dependable credit card processing.